Genius announces $10M Venture RoundRead more โ†’
NewWe just raised $10MRead more

Built Like Silicon Valley. Designed for Mortgage.

Experience aggressive market pricing, higher earnings, intelligent automation, and servicing that turns every closing into a lifelong relationship.

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What we offer

Three ways to build with Genius.

Plug into a brand, launch your own, or keep your shop and sell us the loans โ€” all on the same rails.

Retail

Join a retail brand

Plug and play. Originate under one of our established retail brands from day one โ€” stack, pricing, and back office included.

Summit Home LoansAnchor MortgageBeacon LendingVista Home LoansKeystone MortgageHarbor LendingMeridian Home LoansCardinal MortgageEvergreen LendingHomestead Mortgage
White-label

Launch your own brand

We stand up your brand on the entire Genius stack โ€” CRM, pricing, POS, LOS, back office, and capital markets.

$100M+

Annual volume required

Wholesale ยท TPO

Own a brokerage? Sell us loans.

Keep your shop and deliver your loans to Genius for best-execution pricing and fast, AI-driven closings.

Best-ex

On every loan you sell us

Watch ยท 90 sec

Watch Genius's platform operate in real-time.

Streamline workflows, automate repetitive tasks, and give your team the tools to move faster from application to closing.

The platform

Everything the loan touches.

Modules you can adopt one at a time โ€” or run the full stack and let Genius orchestrate the whole file end-to-end.

01

Agentic workflow

AI agents triage docs, draft conditions, and follow up so files move themselves.

02

Live pricing engine

Sub-second eligibility and pricing across every investor in your stack.

03

Auto-disclosures

LE, CD, redisclosures โ€” generated, audited, and sent in compliance windows.

04

Hedge analytics

Real-time pipeline and capital markets dashboards built for desks, not decks.

05

Open rails

Plug into your CRM, POS, or LOS โ€” Genius runs alongside what you already use.

06

Bank-grade security

SOC 2, encryption at rest and in transit, granular role-based access.

Genius AI

The 9 agents that power our ecosystem

Purpose-built AI agents that handle the work of an entire mortgage operation โ€” from intake to settlement to back-office.

4 shipped 5 in queue

AG-01

Income Agent

Verifies income & employment

1.2K
99.4%
live
AG-02

Credit Agent

Pulls & reads tri-merge credit

1.3K
99.9%
live
AG-03

Assets Agent

Reconciles bank & asset data

1.3K
99.2%
live
AG-04

Document Review Agent

Classifies & extracts every doc

3.4K
98.9%
live
AG-05

Structure Agent

Structures the loan & program

โ€”
โ€”
queued
AG-06

AUS Agent

Runs DU / LPA findings

โ€”
โ€”
queued
AG-07

Disclosures Agent

Prepares & tracks disclosures

โ€”
โ€”
queued
AG-08

Appraisal Agent

Orders & reviews the appraisal

โ€”
โ€”
queued
AG-09

Title Agent

Clears title & settlement

โ€”
โ€”
queued
Mortgage rails

Out with the factory.
In with the rails.

We've replaced the industry's fragmented origination stack with a unified, API-driven platform built for the future of mortgages.

Genius AI ยท orchestrating the entire workflow

Retail / Wholesale Originators

CRM

Integration interface

Core

Origination infrastructure

Fannie Mae
Banks
Wallstreet
Intake
Structure
Process
Underwrite
Field reports
โ€œHigh performers need high-performance infrastructure. The pricing, technology, and support have exceeded every expectation.โ€
Marty Luckenbach

Marty Luckenbach

COO & Future Mortgage

$150M funded ยท 2025

Now onboarding ยท Q3 2026

Ship the next
era of mortgage.

Join the waitlist or talk to our team about migrating your brokerage onto Genius.

Get started

Genius (jee-nee-uhs) n.1 the AI-powered mortgage rails connecting originators directly to capital markets โ€” closing loans in days, not months.2 to modernize outdated systems of origination with intelligent software and open infrastructure.

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