Genius / Legal

Terms of Use

Last updated · June 2026

These Terms of Use (“Terms”) govern your access to and use of the Genius website and services. By using the site, you agree to these Terms.

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01Acceptance of terms

By accessing or using this site, you agree to be bound by these Terms and all applicable laws. If you do not agree, do not use the site.

02Use of the site

You agree to use the site only for lawful purposes and not to misuse, disrupt, or attempt to gain unauthorized access to the site or its systems. You are responsible for any activity conducted through your access.

03Intellectual property

The site and its content, including the Genius name and logo, are owned by or licensed to Genius Technologies Corporation and are protected by intellectual-property laws. Genius and our logo are registered trademarks of Genius Technologies Corporation You may not use them without our prior written permission.

04Disclaimer of warranties

The site is provided “as is” and “as available,” without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement, to the fullest extent permitted by law.

05Limitation of liability

To the fullest extent permitted by law, Genius and its affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of the site.

06SMS Messaging Terms

By providing your mobile telephone number and affirmatively opting in, you agree to receive text messages from Genius regarding your mortgage inquiry, application, pre-approval, document requests, appointments, loan status, requested rate or quote updates, and customer-service communications.

Messages may be sent using automated technology. Message frequency varies based on your interactions and loan activity. Message and data rates may apply.

You may opt out at any time by replying STOP. After opting out, you may receive one final message confirming your request. Reply HELP for assistance or contact us at support@trygenius.ai.

Consent to receive text messages is not a condition of obtaining credit, purchasing services, or completing a mortgage transaction.

Your mobile number, SMS opt-in information, and consent will not be sold or shared with third parties or affiliates for their marketing or promotional purposes. Consent applies only to communications from Genius and is not transferable.

Mobile carriers are not liable for delayed or undelivered messages. You represent that you are the subscriber or authorized user of the mobile number provided.

Please review our Privacy Policy for more information regarding how we collect, use, and protect your information.

07Governing law

These Terms are governed by the laws of the State of Idaho, without regard to its conflict-of-laws principles. We may update these Terms at any time; changes are effective when reflected by the “last updated” date above.

08Contact

Questions about this policy? Contact Genius Technologies Corporation at 1444 S Entertainment Ave #110, Boise, ID 83709.