Genius for banks

Turn mortgage into a modern,
integrated revenue channel.

Originate, fulfill, fund, sell, and service mortgages through a unified platform that connects directly with your existing banking workflows.

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BANK / MORTGAGE STRATEGY
LOAN opportunity_8732

{
  customer: "connected",
  product: "eligible",
  execution: "portfolio + market",
  retention: "high",
  next_action: "price and structure"
}
Banking relationship connectedREADY
AN INTEGRATED MORTGAGE CHANNEL

Your customers already bank with you.
Genius helps make sure they mortgage with you too.

Connect mortgage directly into your banking ecosystem with modern origination technology, AI-powered operations, broad product access, capital markets infrastructure, and a consistent customer experience.

ONE CONNECTED OPERATING MODEL

From customer relationship
to balance-sheet strategy.

01Your customer

A banking relationship you already own

02Bank ecosystem

Digital, branch, banker, and wealth

03Genius core

Technology, AI, operations, controls, and capital

04Mortgage execution

Originate, fulfill, fund, and close

05Balance-sheet strategy

Hold, sell, service, and retain

WHAT GENIUS PROVIDES

Modern mortgage,
wired into the bank.

Unify customer experience, origination, fulfillment, capital execution, and ongoing relationship intelligence.

01

Embedded mortgage experience

Add mortgage to online and mobile banking, banker workflows, wealth platforms, and the customer journeys you already operate.

02

Mortgage APIs

Connect applications, pricing, eligibility, documents, disclosures, approvals, milestones, and servicing data with existing systems.

03

White-labeled experience

Keep the bank’s brand and customer relationship present throughout the mortgage journey.

04

AI-powered origination

Automate intake, income and asset analysis, loan structuring, AUS, document review, conditions, and underwriting preparation.

05

Modern LOS + back office

Replace or augment fragmented legacy systems with one connected origination and operating layer.

06

Portfolio + secondary strategy

Evaluate which loans to hold and which to sell based on economics, liquidity, concentration, risk, and strategy.

07

Capital markets infrastructure

Connect pricing, lock management, hedging, investor execution, delivery, and reporting.

08

Broad product access

Support agency, government, jumbo, portfolio, non-QM, HELOC, and available specialty products.

09

Centralized fulfillment

Run processing, underwriting, closing, funding, and post-close work through one coordinated operating layer.

10

Relationship cross-sell

Find mortgage opportunities across deposits, wealth, consumer lending, business banking, and homeowner relationships.

11

Mortgage retention intelligence

Detect refinance, purchase, move, and equity opportunities before the customer shops elsewhere.

12

Compliance + auditability

Use structured workflows, permissions, documentation, decision records, and enterprise controls.

ENTERPRISE CONTROL

Modern infrastructure with bank-defined authority.

Products, permissions, credit decisions, compliance responsibilities, capital execution, and servicing design follow the bank’s approved program, policies, and operating model.

Explore security
RELATIONSHIP + RETENTION INTELLIGENCE

Find the mortgage opportunity
across the bank.

Connect authorized customer and market signals to timely mortgage conversations while keeping the broader banking relationship in view.

01Deposits
02Wealth management
03Consumer lending
04Business banking
05Existing homeowners
06Life and property signals
GENIUS / BANKS

Keep the customer.
Modernize the mortgage channel.

Build mortgage into the banking experience and operating model your institution already owns.

Talk to Genius