Genius for fintechs

One API.
An entire mortgage company.

Give your customers access to mortgages without building licensing infrastructure, a technology stack, or an operations team from scratch.

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Explore the infrastructure
API / LIVE CONNECTION
POST /v1/mortgages/qualify

{
  customer: "connected",
  application: "complete",
  products: 12,
  aus: "eligible",
  next_action: "pre_approval"
}
Infrastructure ready200 OK
MORTGAGE IN A BOX

You already have the customer.
Genius gives you the mortgage company.

Add mortgage to your platform through one integration. Genius connects the technology, AI, products, operations, compliance, and capital infrastructure needed to move a customer from application through closing.

ONE CONNECTED FLOW

From your product
to a funded mortgage.

01Your fintech

Your product and customers

02Genius API

One secure integration

03Mortgage company

Technology, AI, products, operations, compliance, and capital

04Customer closing

Application through funded

05New revenue

Deeper customer value

WHAT GENIUS PROVIDES

Everything behind
the experience.

Launch a mortgage product inside the customer journey you already own.

01

Mortgage APIs

Embed application, pricing, eligibility, approvals, status, documents, and closing workflows.

02

White-labeled experience

Offer mortgage within your brand while Genius powers the infrastructure behind it.

03

Embedded POS

Bring the mortgage application directly into your app, website, or customer journey.

04

Product & Pricing Engine

Surface eligible mortgage products and current pricing through one connected workflow.

05

AI Loan Officer

Guide customers through application, income and asset analysis, structuring, AUS, and lender-authorized pre-approval.

06

AI Underwriting

Analyze documents, guidelines, eligibility, findings, conditions, and file changes with human exception review.

07

Mortgage operations

Connect processing, underwriting, closing, funding, post-close, and authorized human support.

08

Broad product access

Support conventional, government, jumbo, non-QM, and other available eligible programs.

09

Compliance & licensing

Use Genius infrastructure designed to handle much of the regulatory and operational complexity behind origination.

10

Capital markets & funding

Connect funding and investor execution without assembling those functions from scratch.

11

Servicing integration

Support the customer beyond closing and build a longer-term home-finance relationship.

12

Webhooks + APIs

Send milestones and mortgage data back into your CRM, app, analytics, or customer workflow.

13

Revenue expansion

Add mortgage as a revenue stream and create more value from your existing customer relationships.

BUILT FOR A REGULATED WORKFLOW

Your experience. Connected controls.

Security, compliance, licensing, product, and operational scope depend on your program and implementation. Genius works with your team to define the right operating model.

Explore security
BUILT FOR CUSTOMER-LED PLATFORMS

Mortgage belongs inside
more financial products.

01Neobanks
02Personal-finance apps
03Credit platforms
04Real estate platforms
05Wealth management
06Employee benefits
07Consumer fintechs
GENIUS / EMBEDDED MORTGAGE

Mortgage in a box.
Embedded into your product.

Expand your offering, deepen the customer relationship, and create a new revenue stream through a single integration.

Build with Genius