Bring the documents together.
Start with the income records for your borrower. Keep the source material connected to the file.
IncomeIQComplex income.
See how it works
Complex income.
Clear answers.
From a stack of documents to a calculation you can follow. Income intelligence that gives your team the full picture.
Get started
DOCUMENTS → INSIGHT → REVIEW
genius / incomeIQILLUSTRATIVE EXAMPLE
Pay statementSample borrower · Semi-monthly
Gross base pay$4,250.00
Pay periods / year24
MONTHLY BASE INCOME
$8,500.00$4,250 × 24 pay periods ÷ 12 months
Calculation linked to source 01
Bonus income needs a closer lookReview earnings history before including.
MADE FOR THE DOCUMENTS YOU WORK WITH
PaystubsW-2sTax returnsBank statementsK-1s
LESS REKEYING. MORE UNDERSTANDING.The number matters.
The number matters.
So does how you got there.
Keep the evidence, the calculation, and the review connected from the first document onward.
Make the income readable.
Extract figures and organize the calculation, including the earnings and adjustments that need attention.
Review with context.
Follow the math, check the supporting information, and resolve questions before moving forward.
CLARITY IN THE COMPLEXITYMore than
More than
a number.
Designed for the real work behind an income calculation.
Different documents. One view.
Bring paystubs, W-2s, tax returns, and bank statements into a consistent income review.
Built for complex income.
Work through self-employed income, Schedule C, K-1s, and business returns with the supporting details in view.
Follow every calculation.
Review base pay, variable earnings, and adjustments with the math connected to the source.
Keep judgment in the loop.
Surface items that need a closer look. Your team reviews the calculation and makes the decision.
Your lender’s workspace. Your team’s review.
Learn how Genius uses AI, how lender information is separated, and how retention requirements apply.
Make sense of income.
Give your team a clearer starting point for every review.
Get started