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Deep dives on pricing, capital markets, AI in lending, and what it takes to modernize the mortgage business.
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Building the most powerful mortgage stack in the country
Automating 90% of the workflow and cutting the cost to originate from thousands of dollars to a couple hundred. We didn't patch the old system — we rebuilt it.
Agentic underwriting: conditions that clear themselves
What it means when AI agents read the whole file, clear conditions on their own, and hand underwriters a cleared runway.
Inside the Genius pricing engine: best-execution in sub-seconds
How we price a full scenario across every investor in under a second — and route each loan to the best execution automatically.
The 18 AI agents that run a mortgage operation
From income to title, meet the agents handling the work of an entire back office — and why one intelligence beats a dozen point tools.
Lending still runs like it's 1995. Here's how we fix it.
A dozen disconnected vendors, blind spots, and lost loans. Why the fragmented origination stack has to go.
Connecting originators directly to capital markets
Out with the factory, in with the rails — and the basis points that have been disappearing into the middle.
What best-execution pricing really means for borrowers
Best-ex isn't jargon — it's a better rate. Here's what it means when Genius shops every investor for you.
Building an AI underwriting copilot you can trust
An agent that reads the whole file, flags risk, and recommends conditions — with a human making the call.
From application to clear-to-close, automated
How files move themselves on Genius — and what that does to your timeline and pull-through.