Inside the Genius pricing engine: best-execution in sub-seconds

Pricing a mortgage scenario used to mean waiting. You'd enter a borrower's details, pick a few investors, and hope the rate sheet you were looking at was still current. The Genius pricing engine does it differently: it prices a full scenario across every eligible investor in your stack in under a second.

Best execution, automatically

Best execution means routing each loan to the investor that prices it best — not the one you happened to check. Because eligibility, overlays, and margins all live in one place, the engine can compare apples to apples across the whole market and surface the sharpest price instantly.

That speed compounds. When a borrower changes their down payment or you tweak the structure, the engine re-prices everything in real time — so you're always quoting the best loan, not the most recent one.

It's the same pricing layer that powers the rest of the platform, and it's available over an API so you can embed it anywhere.