Genius announces $10M Venture RoundRead more →

Legal · Fair Lending

Fair Lending & Equal Housing

Last updated · June 2026

Genius is committed to fair and equal access to credit. We comply with the Equal Credit Opportunity Act, the Fair Housing Act, and all applicable fair-lending laws.

01Our commitment

We are committed to treating every applicant fairly and consistently. Credit decisions are based on legitimate, non-discriminatory factors such as creditworthiness, capacity, and program eligibility.

02Equal Credit Opportunity Act (ECOA)

We do not discriminate against any applicant on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to contract), because all or part of the applicant’s income derives from a public assistance program, or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.

03Fair Housing Act

We do not discriminate in residential real-estate–related transactions on the basis of race, color, religion, sex, disability, familial status, or national origin.

04Equal Housing Lender

Genius is an Equal Housing Lender. We do business in accordance with federal fair-lending laws.

05Reporting concerns

If you believe you have been treated unfairly, please contact us using the details below. You may also contact the Consumer Financial Protection Bureau (CFPB) or the U.S. Department of Housing and Urban Development (HUD).

06Contact

Questions about this policy? Contact Genius Technologies, Inc. at 1444 S Entertainment Ave #110, Boise, ID 83709.

Genius Technologies, Inc. NMLS #1169. All loans are subject to credit approval. Equal Housing Lender.

This site is private

Enter the access password to continue.