We collect information you provide directly — such as your name, contact details, and, where you apply for a loan, financial information needed to evaluate your application. We also collect information automatically, including device, usage, and log data, and information from cookies and similar technologies.

We use information to provide and improve our services, process and service loan applications, communicate with you, personalize your experience, maintain security, and comply with legal and regulatory obligations.

We may share information with service providers acting on our behalf, and with investors, partners, and others as needed to originate, fund, or service a loan, or as required or permitted by law. We do not sell your personal information.

As a financial services provider, we handle nonpublic personal information in accordance with the Gramm-Leach-Bliley Act and applicable state law. Our privacy practices for loan customers are described in the privacy notice provided in connection with your application.

We maintain administrative, technical, and physical safeguards designed to protect your information, including SOC 2-aligned controls. No method of transmission or storage is completely secure, however, and we cannot guarantee absolute security.

Subject to applicable law, you may access, correct, or request deletion of your personal information, and opt out of marketing communications. To exercise these rights, contact us using the details below.

Questions about this policy? Contact Genius Technologies, Inc. at 1444 S Entertainment Ave #110, Boise, ID 83709.

Genius Technologies, Inc. NMLS #1169. All loans are subject to credit approval. Equal Housing Lender.