By accessing or using this site, you agree to be bound by these Terms and all applicable laws. If you do not agree, do not use the site.

You agree to use the site only for lawful purposes and not to misuse, disrupt, or attempt to gain unauthorized access to the site or its systems. You are responsible for any activity conducted through your access.

The site and its content, including the Genius name and logo, are owned by or licensed to Genius Technologies, Inc. and are protected by intellectual-property laws. Genius and our logo are registered trademarks of Genius Technologies, Inc. You may not use them without our prior written permission.

The site is provided “as is” and “as available,” without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement, to the fullest extent permitted by law.

To the fullest extent permitted by law, Genius and its affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of the site.

These Terms are governed by the laws of the State of Idaho, without regard to its conflict-of-laws principles. We may update these Terms at any time; changes are effective when reflected by the “last updated” date above.

Questions about this policy? Contact Genius Technologies, Inc. at 1444 S Entertainment Ave #110, Boise, ID 83709.

Genius Technologies, Inc. NMLS #1169. All loans are subject to credit approval. Equal Housing Lender.