Loan Officer · NMLS 2010958
Hi, I’m Charles. Your mortgage advisor.
Charles is a loan officer at Genius, helping borrowers get a better mortgage — cheaper, faster, and more accurate. Charles shops your loan across the entire market to find the lowest rate you qualify for and guides you from application to closing.
NMLS
2010958
Branch
Boise, ID
Why work with me
Big-bank muscle, without the big-bank runaround.
Call me. I pick up.
No 1-800 maze, no new rep every time. You get me directly — real questions, real answers, same day.
Pre-approved, not put on hold.
Often same-day approvals, so you can write offers with confidence instead of waiting on a callback.
No games. Just numbers.
Real rates and real costs from the first conversation — no teaser bait, no surprises at the closing table.
Very competitive pricing.
We shop direct to Wall Street from over a hundred different investors, banks, and credit unions to find you the best loan for your needs.
Run the numbers
Know your payment before you tour.
Drag the sliders for a ballpark monthly payment — then grab your real rate in a couple minutes, no credit hit.
Loan term
Estimated monthly payment
$2,560
principal & interest / month
Estimate only — not a quote or commitment to lend. Excludes taxes, insurance & HOA. Your actual rate depends on credit, loan type & market.
What clients say
Real people, real closings.
4.8from 57 verified reviews on Google & Experience.com
“From our first call to closing, the whole Genius team made buying feel easy. Honest, responsive, and genuinely on our side.”
Callie K.
“We waited years for the right time to buy, and they were patient the entire way. When we were finally ready, everything moved fast.”
Sydnee C.
“Top tier from start to finish. The process was clear, calm, and completely stress-free.”
Jackson Z.
“The best lending experience we've had — incredibly professional, quick to respond, and on top of every detail.”
Marcus T.
“Such a great company to work with. Straightforward, and they actually care about getting you into the right loan.”
Priya S.
“I wouldn't send my friends anywhere else. They made our first home purchase feel simple from day one.”
Devon R.
Questions
Good. Ask away.
No. The form above is just a few questions — it does not pull your credit. If we move forward and you choose to get pre-approved, Charles will always tell you before any credit check happens.
Ready to see your rate?
Start your application with Charles — no impact to your credit score.