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Our People
Marty Luckenbach

Chief Operating Officer · NMLS 1682308

Hi, I’m Marty. Your mortgage advisor.

Marty is a loan officer at Genius, helping borrowers get a better mortgage — cheaper, faster, and more accurate. Marty shops your loan across the entire market to find the lowest rate you qualify for and guides you from application to closing.

Contact Marty

Marty Luckenbach

Chief Operating Officer

NMLS

1682308

Branch

Boise, ID

Why work with me

Big-bank muscle, without the big-bank runaround.

Call me. I pick up.

No 1-800 maze, no new rep every time. You get me directly — real questions, real answers, same day.

Pre-approved, not put on hold.

Often same-day approvals, so you can write offers with confidence instead of waiting on a callback.

No games. Just numbers.

Real rates and real costs from the first conversation — no teaser bait, no surprises at the closing table.

Very competitive pricing.

We shop direct to Wall Street from over a hundred different investors, banks, and credit unions to find you the best loan for your needs.

Run the numbers

Know your payment before you tour.

Drag the sliders for a ballpark monthly payment — then grab your real rate in a couple minutes, no credit hit.

Home price$450,000
Down payment10% · $45,000
Interest rate (estimate)6.50%

Loan term

Estimated monthly payment

$2,560

principal & interest / month

Loan amount$405,000
Down payment$45,000 (10%)
Rate / term6.50% · 30 yr
Get your real rate

Estimate only — not a quote or commitment to lend. Excludes taxes, insurance & HOA. Your actual rate depends on credit, loan type & market.

What clients say

Real people, real closings.

4.8from 57 verified reviews on Google & Experience.com

From our first call to closing, the whole Genius team made buying feel easy. Honest, responsive, and genuinely on our side.

Callie K.

We waited years for the right time to buy, and they were patient the entire way. When we were finally ready, everything moved fast.

Sydnee C.

Top tier from start to finish. The process was clear, calm, and completely stress-free.

Jackson Z.

The best lending experience we've had — incredibly professional, quick to respond, and on top of every detail.

Marcus T.

Such a great company to work with. Straightforward, and they actually care about getting you into the right loan.

Priya S.

I wouldn't send my friends anywhere else. They made our first home purchase feel simple from day one.

Devon R.

Questions

Good. Ask away.

No. The form above is just a few questions — it does not pull your credit. If we move forward and you choose to get pre-approved, Marty will always tell you before any credit check happens.

Ready to see your rate?

Start your application with Marty — no impact to your credit score.

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